no money down

It is officially the Home Buying season! More purchases happen over the summer to early fall months than during any other time of the year. Allied Welcomes the home buying season with Delaware, Pennsylvania, and New Jersey’s most home buying loan products.
We have the Delaware First time home buyer mortgage programs where we can supply qualified first time home buyers with up to $10,000 to be used for down payment and closing costs. So whether you have a lot or a little money in the bank you can still afford to own a home. Plus, the rates are GREAT. Low rates and low home prices right now are fueling the market.
Allied proundly offers Pennsylvania’s first time home buyer programs as well. The PA first time home buyer can enjoy up to $3,000 in down payment and closing assistance with a PHFA mortgage. Allied is a direct lender on the first time homebuyer program.
New Jersey has a housing start progam also for qualified applicants. Call us today for the tristate areas first time home buyer options.

Do not miss this perfect storm of low rates, low home prices, and great mortgage products.

Allied is an equal housing lender licensed by the PA Dept of banking, NJ dept of banking and insurance and Delaware dept of banking.

Allied serves Wilmington, DE with low rates as a direct lender. Allied lend in New Castle County, DE, Kent county and Sussex county DE.
We are Pennsylvania’s premier low rate direct lender serving Philadelphia Mortgage needs, Delaware county low rates, Chester county local direct lender, montgomery county mortgage lender. Allied proudly funds loans throughout the entire state of PA.

The Spring Market is here and homes are being listed at fantastic prices. With rates down and home prices down this maybe the best time to buy, ever!
Delaware first time home buyers still have many no money down purchase programs. The DSHA housing authority loan still offers up to $10,000 for down payment and closing cost assistance. There are several other Delaware first time home buyer mortgage programs available.
Pennsylvania and New Jersey residents need not worry. We offer programs for first time home buyers in PA and NJ also!
Allied is located in Wilmington, DE but we service the tristate area. We are a low rate direct lender that specializes in purchase mortgages.
We offer 100% financing all around the tristate area. Call today to speak with a local representative. Find out why Delaware, Pennsylvania and New Jersey residents choose Allied for their mortgage needs.

NOW is the time to buy!
Special program for First Time Home buyers in the state of Delaware! 30yr Fixed Rate Mortgages at 3.99% Zero points. Plus, up to $10,000 in closing and down payment money available! This is for a limited time only! Call now 302-477-9449 to see if you qualify.
Housing inventories are plentiful! Own a home at the lowest interest rates available and with no money down.

Is it the right time to buy a home? 

With house values hitting lows over the last 5 years and mortgage rates hitting HISTORIC LOWS then the answer is YES.  BUY now if you can afford it.  Ask your parents, aunts, uncles what their Rate was on their first home…. You will be surprised to her DOUBLE DIGIT Interest rates- 10%, 15%, 20% YES this is TRUE.  Of course homes were a lot cheaper than but incomes were considerably lower also.

How much money is needed to buy?  FHA is one loan were you only need a 3.5% Down Payment plus closing costs to buy.  Closing costs can run pretty high depending on where you buy and how much the taxes are.  But in this market, home buyers are more scarce than people selling.  This means that you as a qualified buyer can ask for a sellers assist to help pay all or some of your closing costs!  It works and your agent will help you structure the right deal.

Some areas qualify for 100% financing.  USDA loans are available in many parts of Delaware, Pennsylvania and New Jersey.  The loan is for “Rural Housing” but the areas are far from just farm lands.  Delaware has a huge section of Middletown that is becoming more densely populated by the month and it qualifies for this financing.  Also in Delaware, if you are a qualified First Time Home Buyer you may receive down payment and Closing cost assistance through the Delaware State Housing Authority.  Its called the Mortgage Revenue Bond program and the SMAL loan.  This combination gets you a great fixed rate mortgage and help with the down payment and closing costs.  It’s a great program and we are happy to say we are one of a handful of Lenders Authorized in the state to offer it.

Veterans Administration offers 100% loans for all eligible Vets.  If you served our country you maybe able to take advantage of this fine program.  No money down and No monthly mortgage insurance.  This is one of the best programs available.

Allied has more First Time Home Buyer programs available than any other lender.  If you are purchasing in PA, DE or NJ call us today to get pre-approved and start looking at homes. No money down financing is still possible!

Low Rates, Fast Closings, and Professional Loan Officers.  Call today 302-477-9449