direct lender

It is officially the Home Buying season! More purchases happen over the summer to early fall months than during any other time of the year. Allied Welcomes the home buying season with Delaware, Pennsylvania, and New Jersey’s most home buying loan products.
We have the Delaware First time home buyer mortgage programs where we can supply qualified first time home buyers with up to $10,000 to be used for down payment and closing costs. So whether you have a lot or a little money in the bank you can still afford to own a home. Plus, the rates are GREAT. Low rates and low home prices right now are fueling the market.
Allied proundly offers Pennsylvania’s first time home buyer programs as well. The PA first time home buyer can enjoy up to $3,000 in down payment and closing assistance with a PHFA mortgage. Allied is a direct lender on the first time homebuyer program.
New Jersey has a housing start progam also for qualified applicants. Call us today for the tristate areas first time home buyer options.

Do not miss this perfect storm of low rates, low home prices, and great mortgage products.

Allied is an equal housing lender licensed by the PA Dept of banking, NJ dept of banking and insurance and Delaware dept of banking.

Allied serves Wilmington, DE with low rates as a direct lender. Allied lend in New Castle County, DE, Kent county and Sussex county DE.
We are Pennsylvania’s premier low rate direct lender serving Philadelphia Mortgage needs, Delaware county low rates, Chester county local direct lender, montgomery county mortgage lender. Allied proudly funds loans throughout the entire state of PA.

The Spring Market is here and homes are being listed at fantastic prices. With rates down and home prices down this maybe the best time to buy, ever!
Delaware first time home buyers still have many no money down purchase programs. The DSHA housing authority loan still offers up to $10,000 for down payment and closing cost assistance. There are several other Delaware first time home buyer mortgage programs available.
Pennsylvania and New Jersey residents need not worry. We offer programs for first time home buyers in PA and NJ also!
Allied is located in Wilmington, DE but we service the tristate area. We are a low rate direct lender that specializes in purchase mortgages.
We offer 100% financing all around the tristate area. Call today to speak with a local representative. Find out why Delaware, Pennsylvania and New Jersey residents choose Allied for their mortgage needs.

You need credit to get credit!! FACT.

Many times we run into individuals who have savings, income, and the desire to purchase a home. But they don’t have the proper credit score and history to get approved for a loan. Some people never even apply because they think that they have bad credit and would never be able to get a home loan. Do not be afraid! Call us to review your credit file and offer tips and tricks to get you on your way.

When you have NO or a limited amount of open and active credit accounts (loans, credit cards, etc) your credit score will just sit there and eventually fall off! If you have only collection accounts your score will just go down lower and lower until your report stops reporting a credit score. THis is the worst case because once your score disappears, so do your chances of getting a mortgage or any loan.

WHAT DO YOU DO?— GET CREDIT!! HOW???
Well, when you have no score or a low score you have to PAY to PLAY. Basically you need to get a secured credit card (or TWO) to have your account rebuild a POSITIVE history and revive your score. We have a link on the home page to get a secured credit card for only a $200 deposit! this is the lowest in the industry. (some fees apply). Get the card!!!!! The money for the deposit gets locked in the bank’s vault until you cancel the card. Do not cancel the card anytime soon. You need to build other credit types before cancelling the new account.

After you get the card you have to use it properly. Here are my proven suggestions on how to use the card:
1. Use the card ONCE or twice a month.
2. Never charge more than half of the balance on a monthly basis (this means if the limit is $200 NEVER owe more than $100)
3. PAY on time!!
By the time you make your thrid payment your score will go up tremendously. Do not close the account until after you have closed on your mortgage. It maybe in your best interest to keep the account open for even longer.

Now get on your way to getting credit today! The sooner you do this the sooner you will have a mortgage.

Allied Mortgage Group is your local lender.  Allied is proud to serve clients in Pennsylvania, Delaware, and New Jersey.  We offer low rates and fast closing.  PA, NJ, and DE residents have many options when it comes to buying or refinancing their homes.  Allied has consistently been the best option.  Allied has access to great First Time Homebuyers  programs offering no money down financing.  Allied has great jumbo loan rates.

As a direct lender, Allied closes your loan with our own funds.  THis means great rates, low fees, and fast closings.  We know the area and your town. 

The staff at Allied is anxious to get your home loan closed fast.  Call or click today to get started on your refinance or home purchase.